Your processing department, under your name.
You collect the application. We take it from there to funding, working the borrower as your company.
One fee per file. Two ways to pay it.
$400
Paid after closing
The fee is due after the loan closes. If the file dies, you owe us nothing for the work we already did on it.
Best when you want the risk shared.
$200
Paid up front, fifty percent off
Half the price for paying in advance, and it can be billed straight through to the borrower on the settlement statement.
Best when the borrower carries the fee.
A full time processor is a salary, benefits and a desk, owed whether or not loans close. This is a fee per file, and the first option only lands when one does.
You sell the loan. We do everything that happens after it.
We work with independent shops running one to five loan officers. That is the whole client list, and it is why your file does not sit behind a bank's queue.
Your side
- Collect the application
- Send us the file
That is the entire list. Everything beside it is ours.
Our side
- Call the borrower and open the file under your company name
- Order the appraisal and find a local appraiser
- Collect LLC, operating agreement and entity documents
- Work the insurance agent for the binder and the mortgagee clause
- Coordinate the closing attorney or title company
- Clear the institutional lender's conditions through to funding
- Send you and the borrower updates through the whole file
- Handle the payoff when the loan is ready to come off the books
The borrower thinks we work for you. Because we do.
Your file gets a dedicated phone number and email address in your company name. When we call the borrower, your company is calling.
- A dedicated line and inbox in your company name
- Written updates to you, live answers for the borrower
- Borrowers get looked after, so the repeat business comes back to you
Everything a file needs between application and wire.
Appraisal ordering
We locate a local appraiser who knows the market, place the order, and chase the report so it is not the thing holding up your close.
Insurance binders
We work directly with the borrower's agent to get a binder that satisfies the lender the first time, with the mortgagee clause already right.
Entity documents
Articles, operating agreements, certificates of good standing, EIN letters. We know which version each program will accept.
Title and closing
We coordinate the attorney or title company, keep the settlement statement moving, and make sure the closing package is complete.
Lender conditions and funding
Every condition the institutional lender raises comes to us, not to you. We clear them one by one and push the file to the wire.
Payoff and the back side
When the loan is ready to be paid off we handle the demand, the figures, and the coordination, so the exit is as clean as the close.
Construction draws, run the way your lender runs them.
We build the draw process around each lender's requirements, then explain it to the borrower in plain language so the first request is not the one that gets kicked back.
How draw processing worksThe wholesale programs we already process on.
We know what each one wants in the file before it is submitted, so conditions do not come back asking for paperwork we should have sent already.
- Roc360
- Kiavi
- Anchor Loans
- Civic Financial Services
- CoreVest
- Fidelis
- Lima One Capital
- Unitas
It's Docs Loan. Not Doc Sloan.
Say the domain out loud and people hear a physician. There is no doctor here, and nothing gets diagnosed. Just the documents your loan needs, handled start to finish.
You will remember the name now.
Send us your next file and go sell another one.
Call the order line or send the application over. We will tell you what we need and open the file the same day.