We handle the whole file. You keep the relationship.
Private loan processing for independent shops running one to five loan officers. Every call, every document, every lender condition, worked under your company name.
What happens once the application reaches us.
Open the file
You send the application. We take it from there, and the borrower hears from us the same day under your company name.
- Dedicated phone number and email address in your name
- Introduction call so the borrower knows who is looking after them
- Document request list built for the program you are placing with
Order and collect
Everything the lender will eventually ask for gets started now, in parallel, rather than one at a time as conditions arrive.
- Appraisal ordered with a local appraiser who knows the market
- LLC filings, operating agreement, good standing, EIN letter
- Insurance agent worked for a binder with the right mortgagee clause
- Title company or closing attorney engaged and title ordered
Clear conditions
The institutional lender sends conditions to us, not to you. We work them until the file is clear to close.
- Every condition tracked and chased to resolution
- Borrower chased for what only the borrower can give us
- You get a written update, not a request to go find something
Close and fund
We coordinate the closing table and stay on the file until the money moves.
- Settlement statement reviewed against the approved terms
- Closing package assembled and confirmed complete
- Funding coordinated with the lender through to the wire
Handle the payoff
When the loan is ready to come off the books we run the back side of the sale, so the exit is as clean as the close.
- Payoff demand ordered and figures verified
- Coordination between the borrower, the lender and the closing agent
Built for the shop that cannot justify a full time processor.
A processor on payroll costs the same in a slow month as a busy one. We cost something only when there is a file, and we do not need managing.
- No salary, no benefits, no desk, no software seat
- No training period and no hiring risk when volume swings
- Years of private loan files behind every one of yours
Try us on one file.
Send the next application that lands and see how it goes. On the pay-after-closing option, a file that does not close costs you nothing.